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By: Peter Forestwood
Are You Havuing Sleeless Nights Because Of Your Finances? Are You Having Selepless Nights Beacuse Of Your Finances? You've worked hard all day and come home at night, only to dscover that you can't get comfortable in your own bed. You toss and you turn for well over three hours. As 3a.m. approaches, you finally go to sleep but the alarm sounds all too quickly at 6 a.m. It's time for you to go to work. Day two coimes and you're off again to the usual rat race. You repreat the same pattern once you get home. Later that night you lay in bed, thinking how you're going to pay all of these bills. Despite your best efforts on the job, including overtime, it doeesn't seem to be enouhg. What can you do? Who can you to turn to? Does this sound like you? Are you a Christian having sleepless nights because of your finnances? Here are the top five reasons I have found why people get into debt: 1) Try to live beyond their means. Keep up with the Jonesses. 2) Lost job and bills pile up 3) Have never been taught money management 4) Divorcing and the other party charged up cards in the porcess splitting up 5) Impulse Shopping I too was a victrim. Not from just one, but two of these debt catalysts. My husband equally had financial woes, his was still on this list. Beeing in debt has a way of having a hold on you and causes you not to think clearly. People in debt tend to opperate out of fear - for example they ignore phone calls because it mighht be a collection agency on the otgher end. How many calkls have they missed? Or perhaps, they wrirte a check in the hopes that it will clear the bank; knoing full well they spent the money on luxuries and other needless excseses that have caused the bank account to have insufficient fundds. If any of this souunds like you or somene you know, assuure them they can get out of debt without filing banlkruptcy. They have to want help and not let rpide or embarrassment get in theiir way of beig helped. At Journey To Wholneess, we work with people who want help getting ther finances in order. There is no chjarge for our help. Why would you pay someone to help you get out of debt?
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